πŸ’Έ Supply-Chain Geographic Trace

The Dollar Flow Map

See where every single cent of your purchase travels from your hometown: what stays with frontline workers and independent family growers vs. what leaks across state lines into Wall Street buybacks and corporate conglomerates.

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Test a city:
Where Your $100 Lands

Grocery: Conventional Supermarket Chain vs. Food Co-op & Community Farm

πŸ“ You are in: Minneapolis, MN (55401)

πŸ’‘ At a conventional supermarket, over $20.00 of every $100 is extracted by Wall Street buybacks and executive comp, while only $12.50 stays with local frontline store clerks and $14.70 goes to an agribusiness grower. At a food co-op, $70.50 goes directly to local family farmers and living-wage staff, with zero Wall Street leakage.

πŸ›‘ Option A: Conventional Corporate Chain 87.5% Capital Flight
$87.50 Leaves Your State
Average distance traveled: 606.5 miles across state lines.
Where Every Dollar Lands 100% Accounted
🌾 Frontline Workers & Farm Gate $27.20 (27.2%)
🏭 Facilities, Logistics & Processing $52.80 (52.8%)
πŸ›οΈ Wall St Buybacks, PE & C-Suite $20.00 (20.0%)
🀝 Member Patronage Dividends $0.00 (0.0%)
Total Financial Allocation $100.00 (100.0%)
πŸ“ Local Hometown: $12.50 (12.5%) ✈️ Capital Flight: $87.50 (87.5%)
🌱 Option B: Community Farm & Co-op 100.0% Local Retention
$100.00 Stays in Your Community
Average distance traveled: 18.1 miles within regional foodshed.
Where Every Dollar Lands 100% Accounted
🌾 Independent Farmers & Co-op Staff $70.50 (70.5%)
🏭 Regional Hub, Cold Storage & Grants $23.00 (23.0%)
🀝 Member Patronage Dividends (To You) $6.50 (6.5%)
πŸ›οΈ Wall Street & PE Extraction $0.00 (0.0%)
Total Financial Allocation $100.00 (100.0%)
πŸ“ Local Hometown: $100.00 (100.0%) ✈️ Capital Flight: $0.00 (0.0%)

Interactive Geographic Map

Click any pin or line to inspect the payment amount, distance, and destination.

You in Minneapolis (55401)
Red Pins: Corporate Headquarters, Distant Agribusiness & Wall Street
Green Pins: Local Independent Farmers, Co-op Staff & Member Rebates

The Step-by-Step Supply Chain Routing

Follow the dollar trail from the retail register back through processing, transportation, and farm ownership.

πŸ›‘ Conventional Route

87.5% Leaks Out

Money rapidly fragments into distant corporate holdings, marketing fees, and shareholder buybacks.

Industrial Agribusiness Farm Gate
$14.70 (14.7%)
Payee: Corporate-Contracted Monoculture Farm
πŸ“ Springdale, AR (ZIP 72764) ✈️ Interstate Flight (609.4 mi)
⚠️ CAPTIVE CONTRACT GROWER

Contracted to agribusiness distributor. Subject to commodity spot pricing; land often leased from farmland REITs.

πŸ” Farm-Gate Audit: What Does the Farmer Actually Pocket? View Deductions
Gross Farm Gate Share: $14.70 Where the money goes:
Cash Rent & Land Mortgage
$4.12 (28.0%)
Synthetic Fertilizer (NPK)
$3.09 (21.0%)
Machinery Depreciation, Tech & Fuel
$2.65 (18.0%)
Patented GMO Seed
$1.84 (12.5%)
Crop Protection (Herbicides/Pesticides)
$1.25 (8.5%)
Operating Loan Interest & Crop Insurance
$0.73 (5.0%)
Net Farmer Household Take-Home
$1.02 (6.9%)
Net Farmer Take-Home: $1.02 (6.9% of farm payment).
On conventional grain and produce ground, over 93% of the farm-gate payment is drained by input oligopolies and non-farming landlords. The farmer receives only ~7% as residual take-home, and in down-market years (such as 2024–2025), operator returns turn negative without federal subsidies.
Frontline Store Workers & Cashiers
$12.50 (12.5%)
Payee: Supermarket Hourly Store Staff
πŸ“ Minneapolis, MN (ZIP 55401) 🟒 Local Bioregion (0.0 mi)
CPG Processing, Transport & Packaging
$28.30 (28.3%)
Payee: General Mills CPG Manufacturing
πŸ“ Golden Valley, MN (ZIP 55426) 🏒 Corporate Entity (5.3 mi)
Corporate Brand Marketing & Advertising
$8.50 (8.5%)
Payee: Madison Avenue Ad Agencies
πŸ“ New York, NY (ZIP 10001) ✈️ Interstate Flight (1015.9 mi)
Supermarket Store Real Estate Triple-Net REIT
$16.00 (16.0%)
Payee: Commercial Net Lease REIT (Realty Income Corp)
πŸ“ Pacific Coast, CA (ZIP 92078) ✈️ Interstate Flight (1521.4 mi)
Corporate Executive Compensation
$4.20 (4.2%)
Payee: Supermarket C-Suite & Stock Grants
πŸ“ Bentonville, AR (ZIP 72716) ✈️ Interstate Flight (596.8 mi)
Wall Street Buybacks & Institutional Dividends
$15.80 (15.8%)
Payee: BlackRock, Vanguard & State Street
πŸ“ New York, NY (ZIP 10005) ✈️ Interstate Flight (1016.6 mi)
Total Conventional Routing $100.00 (100.0%)
100% of purchase routed across 7 supply chain stages.

🌱 Community Alternative Route

100.0% Retained

100% of profit stays within independent growers, regional living-wage workers, and member patronage rebates.

Independent Community Farm Gate
$42.00 (42.0%)
Payee: Tangletown Family Farm & Regional Co-op
πŸ“ Plato, MN (ZIP 55370) 🟒 Local Bioregion (40.5 mi)
βœ… VERIFIED INDEPENDENT COMMUNITY FARMER

100% Independent community grower. 140-acre regenerative family farm, direct harvest, no agribusiness middlemen.

πŸ” Farm-Gate Audit: What Does the Farmer Actually Pocket? View Distribution
Gross Farm Gate Share: $42.00 Direct-to-grower retention:
Living-Wage Farmer & Crew Living Return
$27.30 (65.0%)
Appropriate Equipment Care & Renewable Energy
$6.30 (15.0%)
Soil Health, Cover Crops & Organic Seed
$4.20 (10.0%)
Land Stewardship & Conservation Reserve
$4.20 (10.0%)
Farmer Living Return: $27.30 (65.0% retained directly by the farm family).
By skipping patented inputs and selling direct or through cooperative wholesale, the farmer keeps 65% of gross revenue as living family incomeβ€”over 25x more net profit per retail dollar than industrial agriculture.
Living Wage Food Co-op Staff
$28.50 (28.5%)
Payee: Wedge Community Co-op Union Staff
πŸ“ Minneapolis, MN (ZIP 55407) 🟒 Local Bioregion (3.3 mi)
Regional Organic Logistics & Cold Storage
$18.00 (18.0%)
Payee: Midwest Organic Food Hub
πŸ“ Minneapolis, MN (ZIP 55415) 🟒 Local Bioregion (0.8 mi)
Member Patronage Dividends (Returned to You)
$6.50 (6.5%)
Payee: Member Shopper Rebates (Returned to Consumer)
πŸ“ Minneapolis, MN (ZIP 55401) 🟒 Local Bioregion (0.0 mi)
Community Food Access & Education Grants
$5.00 (5.0%)
Payee: Neighborhood Food Sovereignty Fund
πŸ“ Minneapolis, MN (ZIP 55401) 🟒 Local Bioregion (0.0 mi)
Total Alternative Routing $100.00 (100.0%)
100% of purchase retained across 5 regional stewardship stages.
Methodology & Data Integrity

How We Calculate Dollar Routing: Empirical Sources & Real Economic Benchmarks

Shoptegrity replaces vague marketing claims with rigorous empirical economic accounting. Every percentage and mileage calculation is calibrated against peer-reviewed federal datasets, publicly audited SEC 10-K disclosures, and cooperative industry reports.

🌾 USDA Economic Research Service (ERS) Food Dollar Series

The USDA’s input-output macroeconomic model reveals that across the conventional US food dollar, the average farm gate share is just 14.5Β’. The remaining 85.5Β’ is absorbed by industrial food processing (28.3Β’), commercial packaging & freight (11.5Β’), retail grocery trade (12.4Β’), and corporate finance & advertising (17.2Β’).

πŸ“Š SEC Form 10-K Filings (Kroger, Walmart, Tyson, General Mills)

Financial extractions are derived directly from audited 10-K annual reports. In FY2023–2024, top supermarket and agribusiness conglomerates allocated 15–20% of net retail margins to institutional share repurchases and cash dividends to Wall Street asset managers (BlackRock, Vanguard, State Street) while paying multi-million-dollar executive equity grants.

🀝 National Co+op Grocers (NCG) Food Co-op Impact Study

Representing 148 independent retail food cooperatives, NCG benchmarks confirm that consumer-owned food co-ops source 21% to 42% of total inventory directly from local independent producers within 100 miles (vs. 1.8% at conventional grocery chains), pay starting living wages 30% above local minimums, and return net surplus to consumer-owners via patronage rebates.

⚠️ USDA Packers & Stockyards: Captive Contract Grower Economics

Contract poultry and hog growers invest $1.2M to $2.4M in physical debt per facility to satisfy corporate integrator tournament contracts. While growers carry 70%+ of the physical debt and manure liability, the conglomerate owns the animals, feed formula, and spot pricing, yielding growers net returns of only 3.5Β’ to 4.5Β’ per pound.

🏒 Private Equity Rollup Extraction (PitchBook & AELP Studies)

In home trades (HVAC, plumbing, roofing), private equity consolidators acquire legacy local brand names and immediately divert 35% to 40% of customer invoices into platform management fees and leveraged buyout (LBO) debt service, replacing local apprentices with centralized out-of-state call centers.

🏦 FDIC & Federal Reserve Community Banking Reports

Community banks and member-owned credit unions recirculate 82% of retail deposits directly into local residential mortgages and hometown small business commercial loans, compared to money-center Wall Street megabanks that route over 80% into proprietary trading, derivatives, and global capital markets.

πŸ“ˆ Federal Reserve DFA Empirical Time-Series (1989–Present)

The 35-Year Wealth Divergence: How Equities Were Siphoned to the Top 10%

Your individual purchasing decisions happen inside a macroeconomic pipeline that has steadily starved the bottom 90% of Americans. Federal Reserve Distributional Financial Accounts prove that corporate stock and mutual fund ownership has concentrated almost exclusively into the top decile over the last 35 years, while custodial index managers (BlackRock, Vanguard, State Street) swelled to over $24 Trillion.

U.S. Corporate Equity & Mutual Fund Ownership Share by Wealth Tier
Top 10% Share (~91%) Top 1% Share (~54%) Bottom 50% Share (<1%) Big Three AUM ($24.2T)
100% 75% 50% 25% 0% 1989 1995 2001 2008 2015 2020 2026 91.3% 54.2% 0.6% $24.2T AUM
Year 2026 Milestone: The $24 Trillion Monopoly Top 10%: 91.3% | Top 1%: 54.2% | Bottom 50%: 0.6%

The Big Three institutional asset managers (BlackRock, Vanguard, State Street) oversee over $24 Trillion, casting ~80% of institutional proxy votes across the S&P 500. Frontline workers receive stagnant wages while corporate profits flow directly into equity buybacks that feed the richest decile.

Has This Happened Before? How History Has Broken Wealth Bottlenecks

Extreme concentration of capital is not new. Throughout history, societies that refused to decentralize wealth faced collapse, while those that built cooperative counter-institutions and enacted antitrust reforms flourished.

The Roman Republic (133 BCE)
The Latifundia Trap

Giant estates (latifundia) owned by senatorial oligarchs swallowed up family farms using captive labor and debt. Small farmers lost their land and became an impoverished urban underclass.

Historical Lesson: The oligarchy assassinated the Gracchi reformers rather than yield land, triggering 100 years of civil war that ended the Republic.
American Gilded Age (1890–1914)
Trust-Busting & Progressive Tax

Standard Oil, J.P. Morgan, and railroad monopolies cornered American markets, depressing agricultural prices and driving extreme wealth inequality.

Historical Lesson: Citizens organized: the Sherman Antitrust Act (1890), Teddy Roosevelt's trust-busting, and the 16th Amendment (Federal Income Tax) dismantled the monopolies.
Swedish Co-op Revolt (1920s–1930s)
Smashing Cartels with Co-ops

Private flour milling and electric lightbulb cartels price-gouged Swedish families. Rather than waiting for government, working-class consumers organized Kooperativa FΓΆrbundet (KF).

Historical Lesson: The consumer federation built its own cooperative mills and factories, cutting retail prices in half and bankrupting the cartels through economic solidarity.

The 4 Levers: How You Can Stop Feeding the Siphon Today

Wall Street depends on your passive compliance: direct deposits in megabanks, autopilot 401(k) allocations, and buying from disguised brand rollups. Here are four frictionless moves to redirect your capital:

  • Move your cash to a Credit Union: Cuts off the low-cost deposit base used by megabanks to fund private equity rollups.
  • Buy food through CSAs & Farmer Co-ops: Sends 85Β’+ of your dollar to farmers instead of 11.8Β’ at conventional grocers.
  • Check `/parents` before hiring local services: Avoid private equity rollups in HVAC, plumbing, and veterinary clinics.
  • Reclaim 401(k) proxy voting: Demand self-directed or pass-through voting options from your employer's plan administrator.